CDs and fixed deposits in a bank or savings and loan are guaranteed by the Federal Deposit Insurance Corp. for up to $250,000 per institution. Some institutions offer higher rates on CDs with "call" options, which give the issuing bank the option to "call" or terminate the CD before its scheduled maturity. Rates for its standard CDs range from 0.05% APY for a one-month CD to 0.25% APY for a 60-month CD. There’s a $500 (maximum of $250,000) minimum deposit to open a standard CD. FEATURED PARTNER OFFER Certificate of deposit (CD) A certificate of deposit offers a fixed interest rate that’s usually higher than what a regular savings account offers. The tradeoff is you agree to keep your money in the CD for a set amount of time, typically three months to five years. In general, the longer the term, the higher the interest rate. Featured Nationally Available Deposit Rates. These accounts all offer at least 5% APY on deposits. Western Alliance Bank 3 Month CD: 5.51% APY; CIT Bank 6 Month Term CD: 5.00% APY; Western CONS. Bank of America's main CD product is a Standard CD. These CDs offer many term lengths ranging from 28 days to 10 years, making them perfect if you're building a CD ladder. You can open a An IRA CD is a certificate of deposit kept within an individual retirement account (IRA). IRA CDs come in two types—traditional IRA CDs and Roth IRA CDs. Deposits to traditional IRA CDs and High-yield CD: High-yield CDs are like traditional CDs, but offer higher-than-average interest rates. Market-linked CD: Instead of offering a fixed interest rate, a market-linked CD offers a variable rate based on market measures such as commodities or indexes. Jumbo CD: Jumbo CDs require a large minimum deposit, such as $100,000. 我想请教一下楼主的问题解决了吗。我也要差不多的问题 我的featured CD昨天到期，但是还是没有出账户，手机银行等进去还是点不动。我发邮件问方式给我办理的人，他说我自动renew了，要我自己去美国分行取消。 VePG8.

featured cd vs fixed cd